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IAO - Travel FAQ | InsureAtOasis

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InsureAtOasis provides different plans of Travel Insurance according to your requirements. To apply, visit

It is because authorities have made travel insurance mandatory before you travel. Secondly, overseas travel insurance is important to obtain a visa for some countries. Most importantly the cost of medical treatment in the traveling country may be high for the risks and accidents that occur in travel.
You are advised to read the policy document at the time of purchase of insurance. Some overseas travel insurance policies may give extensions once or twice.
Always choose plans that suit you the most, go for the individual plan if you are traveling alone. Opt for a family floater plan if you are traveling with family members that cover the entire family in a single plan. You can opt for an Annual multi-trip plan if you are a frequent traveller so it will avoid the hassle of buying travel insurance for each trip. For students going for study purposes, students plan gives cover for the preferred duration of time.
You can find cover for medical expenses, passport loss, death, repatriation, loss/ delay of checked baggage, personal accident, and third-party liability.

Getting travel insurance quotes from is easy, fast, and free. Enter your travel details in the form found in Immediately you will be presented with a list of travel insurance policy quotes available that can be compared to buy a policy.

Travel insurance provides cover depending upon the plan you choose foreseeing several situations that may occur in your trip including,

  • Loss of Passport
  • Hijack
  • Personal accident
  • Trip cancellation or curtailment
  • Personal Liability
  • Medical Hospitalization
  • Trip delay
  • Dental Expense
  • Loss or Delay in check-in baggage arrival
  • Medical Evacuation
  • Missed connection flight and many more
No, it is not possible. You can only buy travel policies for your immediate family members.
  • Accidents and injuries happened by high-risk activity.
  • Drunk and drive and related accidents and injuries.
  • Accidents and injuries happened because of recklessness.
  • Doctor’s check-up bill for pre-existing medical conditions.
  • Damage and loss of your belongings because of recklessness.
  • Cancelling or missing flights due to any reason not mentioned in the policy.
Claims for any ailment or pre-existing medical condition whether mentioned or unmentioned will not be covered.
If you are not a frequent traveller single trip plan is a cost-effective policy. On the other hand for travellers more than once in a year, a multi-trip plan is cheaper.

It best suits business travellers who travel more than once a year. The multi-trip plan reduces the cost of taking up two single travel insurance policies in the same year.

  1. If you are traveling against the advice of your physician.
  2. If you are receiving or waiting for treatment; awaiting or investigating for medical treatments and medical tests declared by your physician.
  3. If you are traveling to obtain medical treatment.
  4. If there is a terminal prognosis for the treatment.
14 days quarantine period will be covered in addition to covid-19 treatment, but only in a UAE medical facility.

If your PCR test is positive immediately after the arrival of the insured to the destination, coverage will be provided. Negative PCR tests or hospitalization due to a pre-existing medical condition will not be covered.

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