I@O Critical Care
My Insurance
Oasis

The Takaful Certificate coverage is valid worldwide subject to regular Contribution
payments and excludes travel to war-torn countries in which there is a UN peacekeeping
operation or any declared war zone.
If your claim is approved by the Takaful Company, your money would go to your stated
beneficiary/beneficiaries.
14 working days after receipt of all complete documents
What is the procedure to settle a claim if client's suffers from one of the cancers outside the UAE?
You will be required to submit the Takaful Certificate, Passport, Visa Copy, Claim Form,
Medical Certificates establishing the illness supported by investigative and diagnostic
reports as well as other documents as may be required by the Company. The Medical
Certificates need to be notarized and attested by the authorized Ministry of the Country
of Origin, UAE Embassy / Consulate in the country of origin and Ministry of Foreign Affairs, UAE.
Takaful Certificate, Passport, Visa Copy, Claim Form, Medillness supported by investigative and diagnostic reports may be required by the company.
You can notify the Claims Department, Noor Takaful PJSC on +971 8006667 for your
claim settlement.
Yes, customer can add and change beneficiaries anytime during the plan term.
90 days from the earliest due date for which a contribution was paid.
Nothing is payable on surrender of the plan.
Nothing is payable on surrender of the plan.
The Sum Assured will be paid to the Life Assured as a lump sum on diagnosis of any one
of the 37 illnesses as per the definitions given. The diagnosis should have been made 90
days after the date of commencement of the Takaful Certificate or the Last reinstatement
date. The Life Assured should survive for a minimum period of 28 days from the date of
diagnosis to be eligible to receive the payment.
No benefit will be paid to the nominee / Life Assured in case of any other scenario like
death of the Life Assured due to natural causes, accident, etc.
90 days from the Takaful Certificate commencement date or last reinstatement date.
If none of the critical illnesses specified in the Takaful Certificate are diagnosed during
the Takaful Certificate ter, nothing will be paid on maturity.
No. You can participate in the plan without a medical examination. If you make a claim,
Takaful Company may ask you to attend one.
Since the plan term for Critical Care is 5 years (and 10 years), your contributions will stay
same during the term of the plan.
Yes, third party payments are allowed, as long as the payment is done through CBD
account of such third party.
No, change of contribution schedule during the term of the plan is not allowed.
Payment of contribution may be made on an Annual basis.